Coverage by Trade

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37 trades in 5 groups

Insurance by trade

Each trade page carries the same three things: the BLS injury record for that industry, the coverage checklist with a reason for every line, and the legal versus practical split. Rates range from 1.5 to 8.5 recordable cases per 100 full-time workers.

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  1. 1Highest rate 8.5 per 100
  2. 2Lowest rate 1.5 per 100
  3. 3Median trade 2.5 per 100
  4. 4Private industry 2.3 per 100
Local messengers and local6.9Couriers and express deliv6.5Carpet and upholstery clea4.8Nursing care facilities4.5Warehousing and storage4.1Waste collection3.7Framing3.4Used household and office 3.4Siding2.5General freight trucking2.4Drywall and insulation2Poured concrete foundation2
Days-away/restricted/transfer injury and illness cases per 100 full-time workers, 2024, top 12 of 37 trades on this site; private industry overall is 1.4. Bars to scale. Source: BLS SOII Table 1.

Construction trades

Framing contractors 4.6 · 6 policiesSiding contractors 3.2 · 6 policiesPlumbing, heating and air-conditioning contractors 3 · 7 policiesDrywall and insulation contractors 2.9 · 6 policiesPoured concrete foundation and structure contractors 2.8 · 6 policiesStructural steel and precast concrete contractors 2.8 · 6 policiesGlass and glazing contractors 2.7 · 6 policiesResidential building construction 2.5 · 7 policiesRoofing contractors 2.4 · 6 policiesTile and terrazzo contractors 2.4 · 6 policiesFlooring contractors 2 · 6 policiesMasonry contractors 1.9 · 6 policiesNonresidential building construction 1.9 · 8 policiesElectrical contractors 1.8 · 7 policiesFinish carpentry contractors 1.8 · 6 policiesPainting and wall covering contractors 1.6 · 6 policiesSite preparation (excavation) contractors 1.5 · 6 policies

Property and business services

Carpet and upholstery cleaning services 5.6 · 5 policiesWaste collection 4.7 · 4 policiesLandscaping services 3 · 5 policiesJanitorial services 2.5 · 6 policiesExterminating and pest control services 2.2 · 5 policiesAutomotive repair and maintenance 1.9 · 5 policiesFitness and recreational sports centers 1.8 · 4 policiesSecurity guards and patrol services 1.5 · 6 policies

Transport and logistics

Local messengers and local delivery 8.5 · 5 policiesCouriers and express delivery services 7.9 · 5 policiesWarehousing and storage 4.8 · 5 policiesUsed household and office goods moving 4.3 · 6 policiesGeneral freight trucking 3.1 · 5 policiesSpecialized freight trucking 2.7 · 5 policiesMotor vehicle towing 2.3 · 4 policies

Food service

Limited-service restaurants 2.6 · 5 policiesFull-service restaurants 2.2 · 4 policies

Care and health

Nursing care facilities 6.3 · 6 policiesChild care services 1.9 · 6 policiesHome health care services 1.6 · 6 policies

Numbers: 2024 total recordable cases per 100 FTE (BLS SOII Table 1) and the count of policy types on the trade's checklist.

Source: BLS Survey of Occupational Injuries and Illnesses, Table 1 (2024), incidence rates per 100 full-time workers. Checked 2026-10-23.